Method & Sources
Formula: Employee: 12% of (Basic+DA) | Employer: 12% split — EPS max ₹1,250 (8.33% of ₹15K ceiling) + EPF balance
- FY 2024-25 EPF interest rate: 8.25% p.a.
- EPS wage ceiling: ₹15,000/month.
- EPFO — Employees Provident Fund Organisation
- EPF Act, 1952 — India Code
- EPFO Interest Rate Notifications
Projection assumes constant salary and rate. Actual corpus depends on EPFO crediting rules.
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PF Calculator FAQ
Answers about pf calculation and accuracy.
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